Finance Calculators
24Free finance calculators for investing, loans and retirement: SIP, lumpsum, EMI, mortgage, compound interest, FIRE and ROI, with year-by-year breakdowns.
Working in rupees? The financial calculators for India page collects the twelve that use GST, FD, SIP and EMI conventions.
SIP CalculatorCalculate SIP maturity value and returns, including step-up SIP where the monthly amount rises each year, and what the corpus is worth after inflation.Lumpsum CalculatorCalculate the future value of a one-time lumpsum investment. See how a single mutual fund or FD investment grows with compounding over time.EMI CalculatorCalculate EMI for a home, car or personal loan. Monthly instalment, total interest, a year-by-year schedule and how much of the loan is paid off.Mortgage CalculatorEstimate your monthly mortgage payment including principal, interest, property tax and insurance, with a full amortization schedule.Compound Interest CalculatorCalculate compound interest with optional monthly contributions. Choose daily, monthly, quarterly or yearly compounding and see total interest earned.Simple Interest CalculatorCalculate simple interest instantly. Enter principal, annual rate and time to see the interest earned and the total maturity amount, with a year-by-year table.FIRE CalculatorFind your FIRE number and the age you could reach financial independence, based on savings, monthly investing, expenses and the 4% rule.ROI CalculatorCalculate your return on investment (ROI) and annualized ROI instantly. Enter your initial investment and final value to see your gain or loss.Auto Loan CalculatorCalculate your car loan monthly payment, total interest paid and full amortization schedule. Works for new and used vehicles.Credit Card Payoff CalculatorFind out how long it will take to pay off your credit card balance and how much interest you will pay based on your monthly payment.Salary CalculatorConvert your salary between annual, monthly, weekly, daily and hourly rates instantly. Works for any pay frequency.Profit Margin CalculatorCalculate gross profit, profit margin percentage and markup percentage from revenue and cost. Essential for pricing and business analysis.Sales Tax CalculatorCalculate the sales tax amount and total price for any item instantly. Enter the price and tax rate (GST, VAT, HST) to see the breakdown.Discount CalculatorCalculate the sale price and how much you save with any discount percentage. Perfect for shopping, comparing deals and verifying prices.Break-even CalculatorCalculate how many units you need to sell and what revenue is needed to break even. Essential for product pricing and business planning.GST CalculatorAdd or remove GST and see the CGST, SGST and IGST split. Enter a value and rate to get the tax, the net price and the gross total.FD CalculatorCalculate fixed deposit maturity and interest, with senior citizen rates and the effective annual yield. Quarterly, monthly or yearly compounding.Inflation CalculatorSee how inflation changes the value of money. Enter an amount, a rate and a number of years to find the future cost and the lost purchasing power.Continuous Compounding CalculatorCalculate continuously compounded interest with the A = Pe^rt formula. See future value, effective annual yield, and how it beats monthly compounding.VAT CalculatorCalculate VAT to add to a net price or extract from a gross price. Works with any VAT rate, instant result.Take-Home Pay CalculatorEstimate your take-home pay after tax and other deductions, using your own effective tax rate. Simple net-pay estimate, no bracket lookup needed.Loan CalculatorCalculate the monthly payment, total interest and total cost of any fixed-rate loan. Works for personal loans, auto loans, or any generic loan.Debt Payoff CalculatorCompare the debt avalanche and debt snowball payoff strategies for two debts side by side. See which saves more interest and how long each takes.Amortization CalculatorSee the full month-by-month amortization schedule for any loan, and how much time and interest an extra payment saves.